Terms and Conditions

These Terms and Conditions are a contract between you and PayFlyCard (referred to in these Terms and Conditions as PayFlyCard, us, we, or our), the provider of the PayFlyCard website and the services accessible from the PayFlyCard website.

By accessing and placing an order with PayFlyCard, you confirm that you agree with and are bound by the terms of service in the Terms and Conditions outlined below. These terms apply to the entire website and any email or other type of communication between you and PayFlyCard.

If you disagree with these Terms and Conditions, please do not use the PayFlyCard Service. In these Terms and Conditions, you refer to yourself as an individual and the entity you represent.

Cookies

A website asks your browser to store a small piece of data on your computer or mobile device. The cookie allows the website to remember your actions or preferences over time.

Acceptable Use of the Site

We, therefore, request you treat our Site with respect, and you agree not to use the site for any illegal or improper purpose or in such a way as to infringe or breach others' rights or to cause or threaten to cause damage or harm PayFlyCard or its users (which shall also constitute Misuse). Without limiting any of the foregoing, you agree not to use the site or cause or permit the site to be used:

• a) To jeopardize or prejudice the operation, quality or integrity of the site or the operation, quality or integrity of any telecommunications network.
• b) To harvest or otherwise collect information about others, including Email addresses, without their consent.
• c) For any commercial purpose, including any direct marketing, surveys, contests or pyramid schemes, nor to use the site to participate in or cause others to participate in sending chain letters, junk email, spam, duplicative or unsolicited messages, advertising or promotional material.
• d) To distribute, download, upload, or transmit any material which contains viruses, trojan horses, worms, or any other harmful or detrimental programs.
• e) To stalk or harass anyone or impersonate any person or entity, or otherwise misrepresent your affiliation with a person or entity.
• f) To attack the site via a denial-of-service attack.
• g) Contrary to the terms and conditions of any Internet Service Provider you may use.

Any site used in a manner prohibited in these Terms will constitute Misuse. We also ask you to comply with any relevant notices, policies, and terms imposed by third parties whose website, products, or services you access through the site.

We reserve the right to suspend the use of the site generally or block your access to all or any part of the site and/or to suspend or terminate your rights to use the site or any part of it at any time and for any reason (or for no reason) including if we suspect Misuse. We reserve the right to report any Misuse of the site to the relevant enforcement, other authorities, and our legal advisers. We further reserve the right to disclose any evidence that relates directly or indirectly to the Misuse of this site.

If any material on this site, or your use of this site, is contrary to the laws of the jurisdiction in which you are located, then this site is not intended for your use, and we ask that you do not use this site. You are responsible for compliance with the laws of the jurisdiction in which you are located.

Use of Service

By registering, you represent and warrant that:

• All registration information you provide is accurate and truthful.
• You will maintain the accuracy of such information.
• You are at least 18 and have the legal capacity and authority to enter this Agreement.
• Your use of the Services complies with all applicable laws and regulations.
• If you are under 18, you may not register for or attempt to register for the Services.

Restrictions: You may not, directly or indirectly:

• (a) Sublicense, resell, rent, lease, transfer, assign, time-share, or commercially exploit the Services or any part thereof;
• (b) Use the Services unlawfully or in any manner prohibited by this Agreement, including violating data, privacy, anti-bribery, or export control laws;
• (c) Attempt to access or decipher the source code of the Services or the underlying software (except as permitted by law);
• (d) Circumvent technical limitations within the Services;
• (e) Interfere with or disrupt the integrity, security, functionality, or performance of the Services or its components;
• (f) Use the Services in a way that damages or impairs the Website or interferes with other Users’ use of the Services;
• (g) Create derivative works of the Services;
• (h) Access the Services if you are our competitor or use the Services to build a similar or competitive product;
• (i) Attempt unauthorized access to the Services or their related systems or networks; or
• (j) Use or deploy any automated system, such as “robots,” “spiders,” or “offline readers,” to send more requests to our servers within a specific timeframe than a human could reasonably produce using a standard web browser. You agree to adhere to the PayFlyCard Policies related to your Services use.

Fees and Payment

Payments: Users of Paid Services will be subject to the payments specified in the relevant Solution or as mutually agreed upon in a written order document or other written agreement signed by PayFlyCard and you (“Payments”). You are solely responsible for any bank fees incurred. Except as otherwise specified in our Cancellation and Refund Policy, all payment obligations are non-cancelable, and Payments are non-refundable.

Taxes: All Payments are exclusive of applicable taxes, which will be applied as required by law. You commit to settling any taxes associated with your use of the Services, excluding taxes based on our gross revenues or net income. If your location is within the European Union, all Payments exclude VAT, and you affirm that you are registered for VAT purposes in your member state. Upon our request, you will provide us with your VAT registration number. Failure to provide this information before processing your transaction will result in the inability to issue refunds or credits for any charged VAT. If you are subject to GST, all Payments are exclusive of GST. In cases where you are obligated to withhold or deduct any tax, you must pay the deducted or withheld amount as mandated by law, in addition to an extra amount, to ensure we receive full payment as if no deduction or withholding occurred.

Privacy

We are committed to protecting your privacy. All personal data we collect from you will be processed per our Privacy Policy. You should review our Privacy Policy and confirm that when using this Website, you consent to your personal data being used and processed per our Privacy Policy.

In accessing this site, the user accepts that electronic mail passing over the Internet may not be free from interference by third parties. In consequence, PayFlyCard cannot guarantee the privacy or confidentiality of any information relating to the user passing over the Internet. The user shall be responsible for your communications to this site, including its lawfulness, truthfulness, and accuracy.